Excess and Surplus Insurance

We are one of the two insurance agencies in Erie County to have our Excess & Surplus Insurance License. Having an Excess and Surplus lines license allows us to provide coverage for unique risks and  risks with an experienced loss history. This license allows us to access Nonadmitted Carriers which do not have to conform to State laws regarding Rate and form regulations. This allows carriers to modify Premium rates to fit the uniqueness of risks. We currently have licenses in PA, NY, and OH but have access to Insurance Brokers who have access to all 50 states.